Integras Insights
Insightful, Curated Articles to Help You Make Sound Financial Decisions
What a Year It Has Been So Far
While delighted with this performance, we have real concerns around current market dynamics and just how high trees can grow.
2020: The Year of Extremes
This year has been epic in its trials and tribulations and we would all like for it to be over. We empathize with you, as the longer this continues the more frustrated we become. This too shall pass and hopefully we learn things about ourselves...
Structured Notes: Cashing In During Volatile Markets
There are thousands of contract variations designed to help reduce or exploit market uncertainty. There must be a buyer and seller on each side, one being defensive (bearish) and the other optimistic (bullish).
What is Forebearance and Is It Right for You?
Forbearance is when your mortgage servicer (the company that manages your loan) allows you to pause or reduce mortgage payments for a limited period of time. Look for their contact info on your monthly mortgage statement. Forbearance does not erase what you owe....
It is in times like these that some of the best opportunities come and some of the biggest mistakes are made.
We hope this finds each reader healthy, staying safe, and enjoying some extended time with loved ones. The global epidemic has brought tremendous stresses, loss of life, and fear. At the same time, it illustrates the bravery of our healthcare workers, the resolve of...
Three Good Ideas for Investors to Know Right Now
1. Change your 401(k) contribution allocation to 100% U.S. Stock Don’t worry about rebalancing your entire account; just focus on the new money going in with each paycheck. Retirement is a long-term investment, and buying relatively small amounts over the next few...
Useful Tips from John Hopkins
We encourage you to share these facts from Johns Hopkins Hospital with your loved ones. The better we understand what we are dealing with, the more actions we can take to protect ourselves. The virus is not a living organism, but a protein molecule (DNA) covered by a...
Coronavirus and Market Fears
The novel Coronavirus is the lead story in virtually every media outlet, so we are all aware of its widening presence. Further escalation and imposed work and travel restrictions will have impact global economic growth, which is what the markets are...
Headwinds Become Tailwinds
Financial markets entered the 4th quarter with heightened concerns that a recession was near. Three primary concerns stood to determine whether markets would rebound or safety should be the preferred path. During the summer we installed hedges in our...
Participating But Defending as Recession Storm Clouds Build
Many investors have forgotten that volatile markets exact an emotional toll. For several years during the current economic expansion, the biggest dips were in the 6% range. December 2018 saw a 10% decline in about three weeks. Market corrections...
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