Career Builders

Helping you set and attain your financial goals

Career Builders seek promotions and may have already changed employers. While promotions are exciting, the added employer expectations and time demands may put your investing decisions on the back burner.

Integras Partners with Career Builders who want to be better stewards of their money. You may have scattered investments, a growing savings account, and a desire to better understand your investment opportunities. This is a great time to define your financial goals and establish behaviors that help attain them.

Early investors can reap tremendous returns. Investment returns compound over time, so starting early gives you a great head start towards retirement and financial independence. Even if you later need to taper down investing when starting a family or buying a home, your existing investment will continue to grow, as shown in the chart below.

Notes: Assumes an 8% interest rate, compounded annually.

Source: Catanzaro, M. (2018). How Does Compound Interest Work? Federal Reserve Bank of St. Louis

Insights for the Career-Minded

Are Family Pressures Challenging your Retirement?

Glen & Amber are sandwiched between their elder parents and three children, ages 15-24. Glen has been managing their investments on his own and would like to retire from his corporate job. With family pressures complicating this decision, friends referred them to...

Planning Now Could Reduce Taxes in Retirement

First, let’s look at the three types of accounts by their tax treatment. Tax-Deferred Retirement Accounts are funded with untaxed dollars (contributions are tax deductible, either through salary-deferral or on your tax return). However, future withdrawals are fully...

Career Builders – How Do I Begin Funding My Future?

For young professionals building a career, financial goals might seem far away and not get attention. It’s a fact that the sooner you begin, the greater certainty you have of reaching those goals. Not sure where to begin? Here’s what to think about first: 1) Capture...