Integras Insights
Insightful, Curated Articles to Help You Make Sound Financial Decisions
Factors to Consider When Retiring with a 401(k)
Planning to retire with a 401(k)? Discover key factors to consider—from taxes to withdrawal strategies—to maximize your retirement savings.
Summer is Here – Give your Kids a Head Start on Building Wealth
Many schools don’t teach Financial Literacy. Beyond a formal education, one of the most powerful gifts you can share is how to manage money. Encourage them to get started with investing early. Compounding returns over time is like a rolling snowball...
Why Choose a Fiduciary Financial Advisor?
Navigating the complexities of financial planning requires trust, transparency, and a commitment to your best interests. At Integras Partners, we proudly embrace our role as fiduciary advisors, ensuring that every recommendation and strategy is aligned with your...
Focus on What You Can Control
2025 is a tumultuous year for financial markets, which understandably is rattling even the most experienced investors. While we can’t control investment returns or government policy, focusing on things that you can control may alleviate some of the anxiety. 1. Don’t...
How Integras Partners is Navigating Today’s Markets
The financial markets have been rattled by tariffs. As investors, we reserve judgement on policy and seek to interpret economic impacts on companies we might invest in. We have to assume that tariffs, in some form, will go into effect. A pickup in inflation and lower...
April 2025 Market Commentary: Fear and Loathing on Wall Street
While the beginning of the year was promising, US equities ended the first quarter near correction territory (defined as a decline of 10%). Market corrections are an inevitable part of investing and not uncommon, typically occurring about every 18 months. Given how...
Want to Own Stocks? Indexing is Not All That
Media personalities often recommend investing in the S&P 500 Index®. Since the indexes are really a list of stocks, you can only invest in mutual funds or Exchange-Traded Funds (ETFs) like SPY and VOO that own the list of stocks. Index funds are often chosen for their low fees.
Investing in 2025
Today, U.S. stocks are relatively concentrated. An investor in the S&P 500 is putting 40% of their money in the 10 largest companies. Historically, such concentration doesn’t work out well. The S&P 500 is also expensive. Such a concentrated and expensive...
Your New Year’s Guide to the Markets and Economy
You’re on your financial journey and we can help people pave their own path. This quarter’s commentary blogs start with a recap of 2024 and our views of economic conditions. Then we share some of our ideas for timely investing. You’re always welcome to speak with us...
Companies are Buying Back Their Own Stock
With stock dividends getting taxed twice (once to the corporation and again to the shareholder), many companies are now choosing to return profits to shareholders in the form of stock buybacks instead. While there are several other reasons, the primary one is this...
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