We want our clients to stay retired! How do we do that?

by | Aug 20, 2024 | Financial Planning, Integras Insights, Retirement

Investment performance is not consistent and neither is retiree spending. Early retirees usually travel more and increase spending on hobbies.  You may buy a car once every 5 years.  Healthcare spending increases as we age.  So, why should your portfolio focus on providing a fixed income? Integras Partners adapts portfolio allocations to market dynamics and your changing needs.

We match investments to fulfill projected cash flows.  First, we set aside enough money to supplement social security, etc. for up to 30 months depending on our economic outlook.  Taking little risk with immediate income provides comfort to spend.  The beauty is most of your assets can capture long-term returns without short-term risk.

Integras Partners uses different strategies for graduated time-horizons, optimizing market risk for each timeframe.  Every client has unique circumstances and a unique allocation.  As a fee-only investment advisor, we don’t charge commissions and are always acting in your best interest.

If you’re interested in learning more give us a call at (404) 941-2800, or reach out to us about your situation

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