Integras Insights
Insightful, Curated Articles to Help You Make Sound Financial Decisions
5 Strategies Built to Match Your TimeLine
Why Integras? Broad asset allocation based on “risk scores” assumes more risk than aligning investments to fund specific goals. So, we take little risk with money you...
Are Taxes Keeping You From Selling Investment Real Estate?
Typically, selling an investment property like a rental home or an office building will trigger taxes on the amount of gain. This may stop people unaware there is a way to defer these taxes. The IRS allows a property seller who reinvests all the proceeds into one or...
Tips to Keep Your Personal Data Safe
We strive to add value to all aspects of your financial wellness. This includes your financial security – protecting yourself from theft of your personal data and financial information. Below are some tips we hope are useful. Learn How to Spot a Phishing E-mail A...
Are You Watching Your Account Balances Shrink?
Watching your account balances shrink during down markets is never easy. Behavioral economists tell us that the pain people feel watching their investments decline is twice as powerful as the joy of gains. A period of market volatility like we have been experiencing...
Would you like to have Nobel Laureates help with your investments?
We are among a select group of advisors who directly trade with Dimensional Fund Advisors (DFA). This mutual fund family was started in 1981 by alumni of the Booth School of Finance at The University of Chicago with the idea that stock markets are efficient and reward long-term investors.
Realizing Your Dream in Retirement
Paul and Maria came to us for clarity on their retirement readiness and advice on strategies for moving forward.
We helped them realize that dream when they have only the lake home mortgage, supported by income from the retirement accounts and two social security checks.
Retirement Wisdom: Do I Take the Company Pension?
When faced with a layoff or early retirement, this can be the most difficult decision. We’ve helped hundreds of clients weigh the options, so here are some questions that may be of help to you. Is my former employer financially stable and is the pension...
Considering Retirement: Sustainable Investments
Meet Pete and Sandra. They have seen both sons married, purchased their retirement beach home and want to retire soon. Pete has enjoyed a successful career and built considerable savings and miscellaneous investments to complement his 401(k). They came to us for help...
Young Professionals: Establish Healthy Investing Habits
Meet Megan. She’s in her early 30s, single (for now) and fairly stable in her career, although she may change employers. Like most younger professionals we work with, Megan was unsure how to get started. She had a couple of previous company retirement accounts and a...
Structured Notes: Cashing In During Volatile Markets
There are thousands of contract variations designed to help reduce or exploit market uncertainty. There must be a buyer and seller on each side, one being defensive (bearish) and the other optimistic (bullish).
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