Integras Insights
Insightful, Curated Articles to Help You Make Sound Financial Decisions
The Dilemma Facing Investors Today
The Fed remains reluctant to lower short-term interest rates, as the inflation outlook heads back up towards 3%. Slowing economic growth and sustained employment weakness would prompt rate cuts. The technical chart below reflects that the bond market is expecting...
Quarterly Market Outlook: Future Earnings are What Matter when Valuing Stocks
There is an old Wall Street saying that ‘the market goes down in an elevator and rises on an escalator’. The market did indeed fall like an elevator in March but then took the elevator right back up. As tariff postponements soothed markets, stocks staged a major...
Five Risks to Successful Retirement
Many people have unanswered questions about setting themselves up for a successful retirement. Below are the primary risks to consider and some general ideas for overcoming them. We help our clients address these risks through financial planning, which starts with...
Factors to Consider When Retiring with a 401(k)
Planning to retire with a 401(k)? Discover key factors to consider—from taxes to withdrawal strategies—to maximize your retirement savings.
Summer is Here – Give your Kids a Head Start on Building Wealth
Many schools don’t teach Financial Literacy. Beyond a formal education, one of the most powerful gifts you can share is how to manage money. Encourage them to get started with investing early. Compounding returns over time is like a rolling snowball...
Why Choose a Fiduciary Financial Advisor?
Navigating the complexities of financial planning requires trust, transparency, and a commitment to your best interests. At Integras Partners, we proudly embrace our role as fiduciary advisors, ensuring that every recommendation and strategy is aligned with your...
Focus on What You Can Control
2025 is a tumultuous year for financial markets, which understandably is rattling even the most experienced investors. While we can’t control investment returns or government policy, focusing on things that you can control may alleviate some of the anxiety. 1. Don’t...
How Integras Partners is Navigating Today’s Markets
The financial markets have been rattled by tariffs. As investors, we reserve judgement on policy and seek to interpret economic impacts on companies we might invest in. We have to assume that tariffs, in some form, will go into effect. A pickup in inflation and lower...
April 2025 Market Commentary: Fear and Loathing on Wall Street
While the beginning of the year was promising, US equities ended the first quarter near correction territory (defined as a decline of 10%). Market corrections are an inevitable part of investing and not uncommon, typically occurring about every 18 months. Given how...
Want to Own Stocks? Indexing is Not All That
Media personalities often recommend investing in the S&P 500 Index®. Since the indexes are really a list of stocks, you can only invest in mutual funds or Exchange-Traded Funds (ETFs) like SPY and VOO that own the list of stocks. Index funds are often chosen for their low fees.
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