Integras Insights
Insightful, Curated Articles to Help You Make Sound Financial Decisions
Good Riddance 2020!
US stock markets performed remarkably in the face of an historic global catastrophe. Swift and bold action by the Federal Reserve (with lessons learned during the Great Financial Crisis) buoyed financial markets in the face of what could have been a disastrous year on the investing front as well.
A Rationale for Recent Investment Changes
We’re sharing our rationale for recent investment changes. Integras Partners manages multiple strategies for graduated timeframes. Each client has a unique blend of accounts tailored to their goal timeframes. With most of the election uncertainty lifted,...
Early Retirement
Meet Tony, age 56, whose employer of almost three decades just offered early retirement. He’s afraid that if he doesn’t take it, they won’t offer it next time. His wife, Maria (age 57) has a consulting practice and would like to see Tony slow down for his...
Focused on Recovery
With investors focused on the recovery theme, July and August were very good months for financial markets. So good in fact, they became so extended that stocks sold off somewhat during September. Markets should continue their upward trajectory fueled...
Retirement Wisdom: Do I Take the Company Pension?
When faced with a layoff or early retirement, this can be the most difficult decision. We’ve helped hundreds of clients weigh the options, so here are some questions that may be of help to you. Is my former employer financially stable and is the pension...
Are Family Pressures Challenging your Retirement?
Glen & Amber are a middle-aged couple sandwiched between their young adult children and elder parents. Glen is a director at his company and not sure that retirement is possible right now. He’s managed investments on his own after a negative...
Considering Retirement: Sustainable Investments
Meet Pete and Sandra. They have seen both sons married, purchased their retirement beach home and want to retire soon. Pete has enjoyed a successful career and built considerable savings and miscellaneous investments to complement his 401(k). They came to us for help...
New Families: Balance Family Life Quality with Longer-Term Goals
Meet Karen and Michael. They have two young daughters and recently upsized their home. Karen and Michael were referred to us after sharing their need for financial expertise. They were renting their first home but wanted to sell and invest the proceeds. Karen has a...
Young Professionals: Establish Healthy Investing Habits
Meet Megan. She’s in her early 30s, single (for now) and fairly stable in her career, although she may change employers. Like most younger professionals we work with, Megan was unsure how to get started. She had a couple of previous company retirement accounts and a...
Retirement Wisdom: Time-Horizon Income Paradigm
For several reasons, retirees are being forced to assume greater portfolio risk. Historically low-interest rates have the double impact of raising bond prices and reduced income. So, investors must seek riskier alternatives, either in lower quality (junk)...
No matter where you stand on your financial journey, we’re here to help.
Partner with Us
Let's begin our conversation to see how we can help you reach your goals.