Integras Insights
Insightful, Curated Articles to Help You Make Sound Financial Decisions
Year to Date Market Recap and Analysis
In April, the market had a near-death tariff experience, immediately followed by one of the fastest recoveries ever. You may have expected that the 3rd quarter would be fairly benign and allow everyone some time to breathe.
Tax Deferred Exchanges with UPREIT Programs
If you sell an investment property like a rental home or other piece of commercial real estate, you will owe taxes on the gain. Between capital gains tax and depreciation recapture, a taxpayer could pay more than 1/3 of their gain in taxes. Many investors turn to DST...
Young Professionals: Establish Healthy Investing Habits
Meet Megan. She’s in her early 30s, single, and fairly stable in her career, although she may change employers. Like most younger professionals we work with, Megan was unsure how to get started. She had a couple of previous company retirement accounts and a Roth IRA...
Factoring Inflation into your Retirement Plan
Inflation can’t be controlled, but evaluating it within your retirement plan can help identify ways to mitigate it. Here are a few ways inflation can be considered.
Tax Smart Investing for Your Kids
Clients often ask us how to begin investing for their kids or grandkids. As always, starting early pays the greatest benefits. Here are two ideas to consider: 529 Plans allow you to invest cash for school expenses. The 529 account grows tax free, and money taken out...
The Dilemma Facing Investors Today
The Fed remains reluctant to lower short-term interest rates, as the inflation outlook heads back up towards 3%. Slowing economic growth and sustained employment weakness would prompt rate cuts. The technical chart below reflects that the bond market is expecting...
Quarterly Market Outlook: Future Earnings are What Matter when Valuing Stocks
There is an old Wall Street saying that ‘the market goes down in an elevator and rises on an escalator’. The market did indeed fall like an elevator in March but then took the elevator right back up. As tariff postponements soothed markets, stocks staged a major...
Five Risks to Successful Retirement
Many people have unanswered questions about setting themselves up for a successful retirement. Below are the primary risks to consider and some general ideas for overcoming them. We help our clients address these risks through financial planning, which starts with...
Factors to Consider When Retiring with a 401(k)
Planning to retire with a 401(k)? Discover key factors to consider—from taxes to withdrawal strategies—to maximize your retirement savings.
Summer is Here – Give your Kids a Head Start on Building Wealth
Many schools don’t teach Financial Literacy. Beyond a formal education, one of the most powerful gifts you can share is how to manage money. Encourage them to get started with investing early. Compounding returns over time is like a rolling snowball...
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