Broad asset allocation based on “risk scores” assumes more risk than aligning investments to fund specific goals. So, we take little risk with money you need soon, allowing the benefits of increased risk to mature over extended horizons. The longer investments have the greater the certainty of expected returns. Plus, you don’t have to worry about short-term market gyrations.
Aligning Risk to Increasing Timelines
Goal Timeline Example
Long Term Growth Strategies
Dimensional Advisor Funds – Exclusive fund family driven by market economists including several Nobel Laureates that capitalizes on researched factors to efficiently seek high levels of long-term appreciation.
Core Portfolios – Internally managed strategy incorporates U.S. and foreign stocks. We actively overweight sectors
to pursue timely long-term growth opportunities.
Private Equity – Unique growth characteristics make this a desirable complement to public stock markets. Historically restricted to only the wealthiest investors, we can offer access with reasonable minimums.
Dividend Growth Strategy
Designed to provide exposure to US Stocks with risk (or Beta) targeted at 75% of the S&P 500 Index. In this twenty-stock portfolio, stocks are screened and ranked by multiple criteria including earnings growth, dividend growth, lower than average price risk, yield, and high cash flows. Employs disciplined rules for purchase and sale of each security.
Seeking long-term comparable returns with mitigated losses in down markets.
Direct Access to non-traded and private offerings focused on real estate & middle-market lending. Typically requiring an 8- to 10-year commitment, these investments offer attractive yields not available from established public companies, often with tax advantages. lntegras Partners employs them without commission.
Designed to generate substantial income without invasion of principal. The second least volatile of our proprietary strategies which incorporates individual bonds and stocks, mutual and exchange-traded funds, real estate and direct business lenders, known as Business Development Companies or BDC’s. We make both strategic and tactical shifts to weight components in line with current market opportunities.
Designed for low/moderate yield with minimal risk; protecting assets for earliest withdrawal needs.